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What is an Obligor? Obligor meaning – easily explained by the bonding pros… If you aren’t familiar with surety bonds and how they work, you have probably not heard the terms obligee and obligor. This discussion will provide some background on those terms, and on the importance of surety bonds in driving many of the biggest industries Read more…


Termite Bond Many people have never heard of a termite bond, often incorrectly referred to as a termite warranty or termite insurance. Most new homebuyers, and many professionals, who hear the phrase “termite bond” wonder, “What is a termite bond, anyway?”. An understanding of what is a termite bond and what is not a termite bond can Read more…


How to get Bonded for a Cleaning Business? Many people dream of starting their own cleaning service but don’t understand everything that’s needed to start a business. It takes more than just a few customers and cleaning supplies to properly start your business. There are other tools that you’ll need to arm your business in order to have Read more…


The Definition of Surety To define surety, we need to understand what a surety bond is, what a surety company is, and what principals and obligees are. All these terms are closely associated with surety bonds, which act as a kind of guarantee of performance for professionals who have certain skills within their fields. If you were Read more…


California Contractors Bond Insurance Most states in this country require professionals to obtain a contractor’s license bond, and California is no exception. Although it is only one type of surety bond which is common to the construction industry, the contractor’s license bond has a great deal of importance, because it offers a certain level of protection to Read more…


Bonded in Business? In today’s business world, the importance of being bonded cannot be overstated. Most businesses are fueled by contracts, and surety bonds present an avenue for the proper implementation of these contracts. In fact, surety bonds have become a requirement in most industries because of the multiple benefits that they provide for both businesses and Read more…


What is a Bonded Company You’re getting ready to sign a contract or hire a business to work with you.  After evaluating the promised services, how do you know the company will deliver?  Many contractors or businesses will list “licensed, insured, and bonded” in their credentials.  “Licensed” is straightforward; the individual or business has a permit from Read more…


What are Fidelity Bonds?  If someone were to ask you the question ‘What is a fidelity bond?‘, you would be on solid ground if you replied that it’s a kind of insurance which a business might purchase to protect itself against any kind of losses as a result of employee actions. These actions might be fraudulent actions Read more…


What Does ‘Bonded’ Mean? – An Explanation from the Experts at NFP Surety Bonded If you’ve ever had to search for a professional contractor to do repair work in your home, or to do new equipment installations, you probably have come across the phrase ‘licensed, bonded, and insured‘ in the classified listings where you searched. While most Read more…


What is a Surety Bond?  A surety bond is a legally binding contractual agreement between three parties, all of whom are involved in a work task or project which will be accomplished by the first of the three parties, known as the principal. The principal is usually a professional contractor offering services to the public for which Read more…

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