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Kentucky Mortgage Company Bond

Kentucky Mortgage Company Bond

Kentucky Mortgage Bonds

A Kentucky Mortgage Company Bond for $250,000 is required by the State of Kentucky, Department of Financial Institutions for any company or sole proprietor who serves as an agent for any person attempting to obtain a loan or has money to loan secured by a mortgage on residential real property. NFP Surety is familiar with this bond requirement and the form you need to provide to the State of KY.

According to the Kentucky Revised Statues, Chapter 286.8-010, a Mortgage Loan Company is defined as any person who directly or indirectly makes, purchases, or sells mortgage loans, or holds oneself out as being able to do so; or services mortgage loans, or holds oneself out as being able to do so.

The KY Mortgage Company Bond shall be available for the recovery of expenses, fines, restitution, and fees levied by the commissioner under subtitle 286.8-060 of the Kentucky Revised Statutes, and for losses or damages that have been incurred by any borrower or buyer as a result of the registrant’s or licensee’s failure to comply with the law.

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Toll Free: (800) 863-3210

Fax: 623-486-3096



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